Does car insurance provide coverage for air bags?

The simple answer to this question is – Yes.

With technologically advanced cars taking over Indian roads, one of the most crucial aspects that manufacturers are focussed on is safety. Ergonomically designed exteriors, impact absorbers, shatter proof glass, seat belts, air bags – cars are equipped with all of this and more to make sure that drivers and passengers are safe when they drive and even in the event of an accident.

Since cars are becoming so well equipped, they are also expensive and even the slightest damage could cost you dearly. Hence it becomes extremely essential to have a comprehensive insurance cover for your car. 

Among the safety measures that are built into your car, airbags play a major role to protect you in the event of a collision. An airbag is a safety-enhancing device that inflates very quickly in the event of a collision to cushion the occupant from grave injuries due to the impact of a collision. Airbag system includes an airbag cushion, a flexible fabric bag, an inflation module, and an impact sensor that work in tandem to keep the occupants safe.

6 airbags coming soon to India

Cars in India currently have 2 airbags in all cars. Additionally, a draft notification has been issued by the Ministry of Road Transport and Highways on January 14, 2022, which mandates that vehicles of category M1, manufactured after October 1, 2022, shall be fitted with two side/side torso airbags, one each for the persons occupying front row outboard seating positions, and two side curtain/tube air bags, one each for the persons occupying outboard seating positions, taking the number of airbags in a car to 6. 

Choose an add-on to enhance cover

Even the most basic featured vehicles have airbags installed to provide maximum protection to the driver and passengers. However, replacing airbags can be a very expensive affair and although a standard comprehensive policy does cover for airbag replacement, it’s only up to a limited extent. One of the ways to enhance your insurance cover is to choose relevant add-ons along with your policy. Take for example an add-on like zero depreciation, by which you will not be charged for any depreciation during your claim settlement.

Purchasing a zero depreciation add-on cover is highly beneficial in case:

    • You are a new driver
    • You own an expensive car
    • Your car is brand new
    • The spare parts of your car are expensive
    • You drive in accident prone areas

To choose a comprehensive insurance plan for your car and also compare and pick relevant add-ons, simply download and login to the Bajaj Finserv App.

Anywhere, Anytime insurance with the Bajaj Finserv App!

The Bajaj Finserv App is a high utility app that takes care of all your financial needs including insurance. On the app, you can explore car insurance plans from our trusted partners. Here you can view product features, compare prices, and purchase a plan that is best suited to your needs. All this in a matter of minutes on our 100% digital platform and from the comfort of your home. It truly is becoming the new way to buy insurance.

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